Rates
$130 per 45 minute session.
Teletherapy available over the internet through a secure software under certain conditions. Contact me for more information.
Insurance
Depending on your current health insurance or employee benefit plan, it is possible that psychotherapy is covered. I understand that many people want to use their health insurance for all of their medical needs. More and more people, however, are opting to pay out of pocket for psychotherapy for some of the reasons discussed below.
Using Insurance Vs. Paying Out of Pocket/HSA Plan
- Paying out of pocket or using your Health Savings Account is the only true way to ensure complete confidentiality. Due to the sensitive nature of psychotherapy, confidentiality is extremely important to most people.
- When using insurance to submit a claim, a psychotherapist must assign a mental health disorder diagnosis in order to get reimbursed by the insurance company.
- That mental health disorder diagnosis stays in a person’s permanent medical record and can affect a person negatively for the rest of their life. It can cause an increase in health and life insurance premiums and certain diagnoses can disqualify people from being able to obtain certain types of insurance such as life insurance.
- Due to a lack of transparency in the insurance industry, there may be negative consequences and implications of these diagnoses that are not yet known or understood.
- Insurance companies can and often do request therapy notes and records. Once the records leave the office of the therapist, neither the client nor the therapist will know how many people in the insurance company handle and read these very sensitive and personal records or what becomes of them.
Please contact your insurance provider to verify your mental health benefits. I’d recommend asking the following questions to your insurance provider to help determine your benefits:
- Does my health insurance plan include mental health benefits?
- Do I have a deductible? Is my mental health deductible separate from my medical deductible? If so, what is my deductible it and have I met it yet?
- Does my plan limit how many sessions per calendar year I can have? If so, what is the limit?
- Do I need written approval from my primary care physician in order for services to be covered?
Payment
I accept cash, check and all major credit cards as forms of payment.
Cancellation Policy
If you are unable to attend a session, please make sure you cancel at least 48 hours beforehand. Otherwise, you may be charged for the full rate of the session.
Any Other Questions
Please contact me for any additional questions you may have. I look forward to hearing from you!
